For First-Time Homebuyers
The "Hidden Number" Lenders Pull Before They Approve You
Most first-time buyers walk into a lender thinking they're ready — and find out 23 points later they weren't. Take the free 2-minute quiz and see exactly where you stand before any lender touches your credit.
- See the number lenders actually score you on
- Spot hidden approval blockers in 2 minutes
- Know exactly what to fix first (and what NOT to touch)
- No hard credit pull. No SSN required.
START MY FREE 2-MIN ASSESSMENT →
It's free. Takes 2 minutes. Zero impact to your credit.
No hard credit pullNo SSN requiredPrivate & secureBuilt for first-time buyers
A 90-Second Message From Gene
"Why I built this quiz — and what it'll show you."
"I thought I was ready. The quiz showed me 2 things I had no idea about. Fixed both in 5 weeks and got pre-approved."
"Gene's plan caught a collection I didn't even know was reporting. Saved me from a denial."
"Best 2 minutes I spent before house-hunting. I went in knowing exactly what to ask."
*Individual results vary. Testimonials are not guarantees of approval, score change, or outcome.
Mortgage Readiness Score
Know your number before applying.
A 100-point readiness signal that mirrors what lenders weigh — built so first-time buyers walk in with answers, not questions.
A+
Target Tier
2 min
Quick assessment
7
Smart questions
100
Point readiness score